Finance

How to Spend Less and Save More In 2016

Paying The Bills

All of us have wondered at least once as to why saving is always harder than spending. Well, the answer is simple. This problem arises because we do not think twice when it comes to spending. Most of our purchases are often made due to unplanned or impulse decisions. This is why it is highly important to plan your expenses. ...

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5 Things to Do Before You Apply for Your Mortgage

Paying The Bills

Applying for your mortgage is a daunting, but necessary task. Individuals who are hunting for the right loaning agency usually skip the research procedure. The ones who do conduct research, look for all the wrong information. For instance, low interest rates are not the only thing that you need to Google about. You must never take up a home ownership ...

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Switching your Home Loan

A home loan is a long agreement that typically last 10, 20, possibly even 30 years. Over this time, a lot of things can change in a persons financial situation. Fortunately, the terms of a home loan contract arent permanent. It is possible to switch a home loan through something call a refinance. What is a Home Loan Refinance? A ...

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Financial Security vs Home Ownership

There has been a change to what most of us perceive to be the “Great Australian Dream”. The white picket fences no longer hold the same allure they once had. Now we want to have financial independence or financial security and are happy to sacrifice home ownership in the process. A new survey by superannuation fund SunSuper has found “owning ...

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Investors will do well to buy now – HIA

Australians that have stood on the sidelines at property auctions waiting for the right time to buy – would do well to make a purchase now. Housing Industry Association chief economist Harley Dale said investors with adequate savings would do well to invest in property as it is a real “buyer’s market” at the moment. However property purchase is not ...

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